Terms and Conditions

1. Acceptance of Terms
   By accessing and using the website https://paybillmatrix.com/, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part, please discontinue use of our Website.

2. Services
   This Website provides utility bill assistance and related digital services. Payments are processed before or at the time of service delivery. We are an independent service provider and are not affiliated with any government agency or utility company.

3. Payments & Security
   We do not store your credit/debit card details. All transactions are securely processed through trusted third-party payment gateways. By making a payment, you confirm that you are authorized to use the chosen payment method.

4. Refund Policy
   Due to the nature of our digital services, refunds are generally not provided once services are delivered. However, if there is any issue with service delivery, please contact our support team, and we will work with you to resolve the matter promptly.

5. User Responsibilities
   You agree to provide accurate, current, and complete information when requesting services. Any misuse of our Website or misrepresentation may result in denial of service.

6. Intellectual Property
   All content, including text, graphics, logos, and design on this Website, is the property of https://paybillmatrix.com/ and protected under applicable intellectual property laws.

7. Limitation of Liability
   We are not liable for any indirect, incidental, or consequential damages arising out of the use or inability to use our Website or services.

8. Governing Law
   These Terms shall be governed by and construed in accordance with the laws of California, United States. Any disputes shall be handled in the courts of California.